All students applying for student loan funds must attend a series of sessions designed to ensure that the student understands his/her rights and responsibilities under the loan programs. Before any disbursement of loan funds is paid, you must complete entrance counseling at the Department of Education's loan website. Each academic year thereafter (every 30 weeks), you must attend an in-school (not online) loan counseling session before disbursement will be made for that year. This is a good time to ask any questions you might have and to review the personal finance and money management sites accessible from the student portal. You will need a PIN (Personal Identification Number) assigned to you by the Department of Education. If you do not have a PIN, please visit www.pin.ed.gov to apply.